Creator Economy • 2026 Verified Rates

YouTube Money & RPM Revenue Calculator (2026 Creator Payouts)

Calculate how much YouTube pays per 1,000 views (RPM) across Finance, Tech, Gaming, and Vlog niches, plus monthly and yearly creator net income.

youtube YouTube RPM & AdSense Money Calculator Live

#
$
$
%
Net Profit
$0.00
■ Net Keep ■ Platform Fees ■ Costs/Tax

▶️ RPM vs. CPM: What YouTube Actually Pays You

YouTube takes a 45% cut of gross advertiser CPM on long-form videos (you keep 55%). Your RPM (Revenue Per Mille) is your true take-home pay per 1,000 views after YouTube's cut.

📋 2026 Average YouTube RPM by Niche (US/Tier-1 Audience)

YouTube Niche Typical Net RPM Payout per 100,000 Views
Personal Finance, Investing & Credit Cards $15.00 – $28.00 $1,500 – $2,800
B2B SaaS, E-Commerce & AI Tutorials $12.00 – $22.00 $1,200 – $2,200
Tech Reviews, Cameras & Gadgets $6.50 – $11.00 $650 – $1,100
Lifestyle, Fitness & Vlogs $4.00 – $7.00 $400 – $700
Gaming & Entertainment $1.80 – $3.50 $180 – $350
YouTube Shorts (All Niches) $0.05 – $0.18 $5 – $18

💡 The 8-Minute Mid-Roll Rule

⚡ Videos over 8:01 minutes unlock mid-roll ad placements, typically increasing your channel RPM by 45% to 80% overnight.

Frequently Asked Questions

How much does YouTube pay for 1 million views?
A gaming channel earns ~$2,500 per 1M views, a lifestyle channel earns ~$5,500, and a finance/business channel can earn $18,000 to $25,000+.
Why is YouTube Shorts RPM so much lower?
Shorts ads play between swipe feeds and share a pooled creator fund (45% revenue share after music licensing), averaging $0.06–$0.15 per 1,000 views.